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Build a stronger financial future for your child. Trump Accounts help eligible American children build long-term financial growth from an early age. Eligible children born between 2025 and 2028 may be eligible to receive an initial $1,000 contribution to the U.S. Treasury starting July 4, 2026.
GET STARTED
– Complete IRS Form 4547 to elect to open a Trump Account for a qualifying child under age 18.
– Once your choice has been processed, you will receive an invitation to activate and manage the account via the app.
– Family, friends and employers can collectively contribute up to $5,000 annually to provide long-term growth potential.
BUILT FOR LONG TERM GROWTH
– Accounts are automatically invested in qualifying long-term investment funds that are designed to grow over time.
– Track contributions, monitor account activity and monitor investment performance directly in the app.
FAMILY AND COMMUNITY SUPPORT
– Families, friends and employers can all contribute to a child’s future.
– Certain children may also be eligible for additional contributions from nonprofit organizations or state and local governments.
ON ADULTHOOD
– A Trump Account is a traditional IRA with special rules before the beneficiary turns 18.
– At age 18, the beneficiary assumes control of the account and can choose to use the funds or continue investing them, subject to the rules generally applicable to traditional IRAs.
There are risks associated with all investing.
Trump Accounts are individual retirement accounts established under federal law and administered under the authority of the U.S. Treasury Department. Robinhood Securities, LLC, on behalf of the U.S. Treasury Department and through its designated financial agent, serves as trustee for Trump Accounts and holds and manages account assets in a fiduciary capacity for account beneficiaries.
All American children under the age of 18 with a valid Social Security number are eligible to create a Trump Account. Parents, legal guardians, or other trusted adults can open and manage accounts on behalf of their children.
*This chart assumes biweekly contributions of $50 over 13 years with a hypothetical annual return of 7%.
**This chart assumes an initial US Treasury contribution of $1,000, monthly contributions of $50 for the first 5 years, followed by annual contributions of $5,000 for the next 13 years, all growing at a hypothetical annual return of 7%.
The hypothetical examples of compound growth are for illustrative purposes only. They do not guarantee future results and do not take into account real factors such as inflation, taxes, fees or market changes.
When the child turns 18, the account becomes a traditional IRA. Funds can be used for any purpose, but withdrawals are taxed as ordinary income. For specific goals, such as higher education or purchasing a first home, withdrawals may also be penalty-free under IRS rules.
Brokerage and clearing services are offered through Robinhood Financial LLC and Robinhood Securities, LLC, each a registered broker-dealer and member of SIPC, respectively.
The Trump Accounts digital experience was developed in collaboration with the National Design Studio, an entity within the White House Office of the Executive Office of the President.
© 2026 Robinhood Markets, Inc.
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